Domani sarà il primo Maggio e come ogni anno inizierà a girare tra gli addetti ai lavori la frase nel titolo. Credenze, modi di dire e ricorrenze spesso sono brutti compagni di viaggio per ogni investitore.
“Sell in May and go away, and come on back on St. Leger’s Day”, questa è la frase per intero che fa “figo” a Maggio.
Il significato spiegato sarebbe: vendi a Maggio, allontanati dai mercati e torna ad investire solo al Leger’s Day, leggendaria corsa dei cavalli che si tiene a metà Settembre.
Oggi, complici le nuove direttive delle banche centrali, non ha molto senso ormai e storicamente non è proprio cosi fortunato il bimestre settembre e ottobre visto che ha dato alla luce il famoso crollo del 1929, il Black Monday del 1987, il crac del post 11 settembre e la crisi di Lehman Brothers nel 2008.
Ma cosa succede statisticamente tra Maggio e Settembre?
I migliori rally dell’anno! Sempre più spesso, infatti, si registrano tra il quinto e il decimo mese. Questo significa che chi ha deciso di seguire il motto del Sell in May ha perso diversi dei migliori rally degli ultimi anni. Numeri alla mano, l’S&P 500 ha visto un +6% dall’inizio dello scorso maggio fino alla fine di ottobre e un +7% da maggio a ottobre 2014.
Risultati che si associano al +10% in maggio-ottobre del 2013. E ancora.
Negli ultimi 20 anni, il quarto mese è stato il migliore proprio per l’S&P 500, con un aumento medio dell’1,7% .
Investire è una cosa seria, non il prodotto di abitudini popolari e ce lo dicono pure i numeri.
Abbandonare l’emotività è il primo passo per diventare un Investitore.
Capire che “i rendimenti ce li restituisce il mercato”, poi è una naturale conseguenza.
Perchè non sono i tarocchi letti dai guru a manovrare le borse, né le “abitudini” da bar che si leggono o sentono tra i fanatici improvvisati di Wall Street.
Il mercato è il vero “RE”, sempre, se è vero che persino “solo” una piccola percentuale di Gestori Professionali riescono a batterlo.
Quindi è necessario impostare la propria strategia di investimento seguendo certezze come:
- Obiettivi ( goal-based strategy )
- Tempo ( Lyfe strategy )
Il fine è quello di partire dalle Tue esigenze di risparmiatore ed investitore per pianificare una strategia che permetta di trarre il miglior e maggior beneficio dal mercato.
Nelle foto a seguire si apprezzano i rendimenti TR dell’S&P 500 “rolling” (cioè degli anni precedenti la misurazione) a 5, 10, 30 anni.
I grafici evidenziano come impostare investimenti “Life Strategy“, è anche garanzia di eliminazione delle potenziali perdite che si azzerano a 30 anni.
Il Goal Investing, invece, è un approccio mentale che vede la creazione di una strategia di investimento che non si concentra prevalentemente sulle performance del mercato, ma porta il risparmiatore a incentrare i propri investimenti su obiettivi reali.
La crescita dei figli, la pensione, l’investimento in un bene materiale o immateriale (come l’automobile o il viaggio dei propri sogni) sono obiettivi reali che permettono al risparmiatore di pianificare gli investimenti, fissandosi un obiettivo chiaro e rimanendo focalizzati sul raggiungimento di quest’ultimo
Tutto ciò è parte della Pianificazione Finanziaria, di cui parlo spesso ed argomento di questo breve video ( in inglese ) che vi invito a vedere:
In conclusione il consiglio che vi do, come dice il video, è: rivolgetevi ad un Professionista, qualificato e competente che vi conduca sulla strada dell’impostazione di portafogli d’investimento per obiettivi e livelli comprensibili di rischio/rendimento ad asset allocation predefinite con una profonda e attenta pianificazione che azzerino la maggior parte di scommesse e “puntate” su cosa renderà di più nel minor tempo possibile.
купить медицинскую справку
Hello there! I know this is kinda off topic but I was wondering which blog platform are you using for this site? I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at options for another platform. I would be great if you could point me in the direction of a good platform.
Everything is very open with a precise description of the issues. It was truly informative. Your website is extremely helpful. Thank you for sharing!
It’s going to be end of mine day, except before end I am reading this wonderful article to increase my experience.
My spouse and I absolutely love your blog and find many of your post’s to be just what I’m looking for. Do you offer guest writers to write content for you personally? I wouldn’t mind producing a post or elaborating on most of the subjects you write concerning here. Again, awesome site!
I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet savvy so I’m not 100% positive. Any recommendations or advice would be greatly appreciated. Cheers
Useful info. Fortunate me I found your site by chance, and I am surprised why this coincidence did not happened in advance! I bookmarked it.
Thank you, I have recently been searching for information approximately this topic for ages and yours is the best I have came upon so far. However, what concerning the conclusion? Are you sure about the source?
buy tricor cheap buy fenofibrate generic buy generic tricor
Hi! I just wanted to ask if you ever have any problems with hackers? My last blog (wordpress) was hacked and I ended up losing a few months of hard work due to no backup. Do you have any solutions to prevent hackers?
Very good blog! Do you have any suggestions for aspiring writers? I’m planning to start my own site soon but I’m a little lost on everything. Would you propose starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m totally confused .. Any suggestions? Cheers!
whoah this blog is great i really like reading your articles. Stay up the good work! You recognize, many people are hunting around for this info, you can help them greatly.
order tadalafil 40mg pills order sildenafil pills viagra mail order
ketotifen 1 mg over the counter buy zaditor 1 mg without prescription tofranil usa
If some one desires to be updated with latest technologies after that he must be visit this website and be up to date every day.
order mintop buy erection pills best place to buy ed pills online
acarbose 25mg cost buy griseofulvin cheap order fulvicin 250mg sale
Helpful info. Fortunate me I found your site by accident, and I am stunned why this coincidence did not happened in advance! I bookmarked it.
generic aspirin 75mg aspirin order imiquimod tubes
cost meloset 3 mg cerazette 0.075mg canada danazol order
dipyridamole 100mg cheap pravachol 10mg ca buy pravastatin 20mg generic
duphaston 10mg generic duphaston 10 mg canada empagliflozin 10mg pills
order fludrocortisone 100mcg online cheap buy cheap generic florinef buy loperamide sale
monograph 600 mg us brand colospa oral pletal 100 mg
buy prasugrel 10 mg without prescription pill tolterodine 2mg tolterodine tablet
An impressive share! I have just forwarded this onto a friend who had been doing a little research on this. And he in fact bought me lunch simply because I discovered it for him… lol. So let me reword this…. Thank YOU for the meal!! But yeah, thanx for spending the time to discuss this issue here on your web page.
buy mestinon cheap piroxicam 20 mg cost buy generic maxalt
ferrous 100mg pill ascorbic acid 500 mg oral sotalol 40 mg ca
purchase enalapril generic buy casodex 50mg generic order lactulose bottles
generic xalatan generic rivastigmine 6mg purchase exelon online cheap
premarin 600 mg cost dostinex pills brand name viagra
brand prilosec 10mg prilosec 10mg ca lopressor ca
Good info. Lucky me I came across your site by accident (stumbleupon). I have saved it for later!
buy telmisartan without prescription movfor usa molnunat buy online
cialis online buy cost viagra purchasing viagra on the internet
Thanks for your marvelous posting! I truly enjoyed reading it, you could be a great author.I will make certain to bookmark your blog and will often come back very soon. I want to encourage continue your great job, have a nice holiday weekend!
generic cenforce order cenforce 50mg online cheap aralen sale
provigil usa buy provigil generic prednisone online order
purchase omnicef generic glycomet 1000mg cheap buy lansoprazole 15mg online cheap
buy isotretinoin 40mg for sale amoxicillin 500mg oral buy zithromax 250mg pill
order azithromycin 500mg online prednisolone 10mg oral gabapentin without prescription
lipitor ca buy lipitor generic buy amlodipine online cheap
big fish casino online online blackjack free order generic furosemide
cheap protonix 20mg buy generic protonix pyridium 200mg ca
live dealer blackjack buy doxycycline 100mg online cheap cost albuterol
online casino gambling order stromectol 6mg stromectol 2mg
symmetrel 100 mg brand atenolol 50mg oral avlosulfon 100 mg oral
luckyland slots order levoxyl for sale synthroid 75mcg sale
serophene pills imuran ca azathioprine oral
medrol order medrol 16 mg for sale buy triamcinolone 10mg for sale
brand levitra 10mg buy tizanidine generic tizanidine 2mg price
phenytoin 100mg canada order dilantin ditropan 2.5mg generic
aceon 8mg canada fexofenadine 120mg usa buy fexofenadine 120mg generic
buy ozobax buy generic endep purchase toradol for sale
I am truly glad to read this weblog posts which contains plenty of useful information, thanks for providing these data.
buy claritin 10mg buy altace 10mg pill how to buy dapoxetine
baclofen 10mg for sale baclofen for sale online buy toradol 10mg pill
buy fosamax sale order nitrofurantoin generic nitrofurantoin over the counter
how to buy propranolol nurofen online buy plavix cheap
of course like your website however you need to test the spelling on quite a few of your posts. Several of them are rife with spelling problems and I find it very bothersome to tell the truth however I will surely come back again.
nortriptyline online oral methotrexate 5mg acetaminophen brand
amaryl pill order arcoxia 60mg etoricoxib 120mg drug
coumadin 2mg tablet paxil without prescription buy reglan 10mg for sale
Very good website you have here but I was wanting to know if you knew of any discussion boards that cover the same topics talked about in this article? I’d really love to be a part of online community where I can get comments from other knowledgeable individuals that share the same interest. If you have any recommendations, please let me know. Kudos!
Fantastic goods from you, man. I’ve understand your stuff previous to and you’re just too magnificent. I really like what you’ve acquired here, really like what you’re stating and the way in which you say it. You make it entertaining and you still take care of to keep it smart. I can not wait to read far more from you. This is actually a great site.
order orlistat 60mg online order mesalamine 400mg pills buy diltiazem online
purchase famotidine online cheap purchase pepcid online buy generic prograf
Ищете надежного подрядчика для устройства стяжки пола в Москве? Обращайтесь к нам на сайт styazhka-pola24.ru! Мы предлагаем услуги по залитию стяжки пола любой сложности и площади, а также гарантируем быстрое и качественное выполнение работ.
astelin price buy azelastine 10ml nasal spray generic irbesartan 300mg
order nexium 20mg buy topiramate 100mg pill order topiramate without prescription
Хотите получить идеально ровные стены без лишних затрат? Обратитесь к профессионалам на сайте mehanizirovannaya-shtukaturka-moscow.ru! Мы предоставляем услуги по машинной штукатурке стен по доступной стоимости, а также гарантируем устройство штукатурки по маякам стен.
I am sure this piece of writing has touched all the internet users, its really really pleasant article on building up new blog.
Hey I am so glad I found your weblog, I really found you by error, while I was browsing on Bing for something else, Regardless I am here now and would just like to say kudos for a remarkable post and a all round thrilling blog (I also love the theme/design), I dont have time to look over it all at the minute but I have book-marked it and also included your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the excellent jo.
buy zyloprim no prescription brand clobetasol buy crestor 20mg pill
zantac canada purchase celecoxib generic celebrex pills
tamsulosin 0.4mg without prescription order zofran 8mg pills simvastatin for sale
domperidone 10mg cost domperidone 10mg generic generic sumycin 250mg
order aldactone generic valacyclovir online order order finpecia
mba essay service how to write my thesis custom dissertation services
Spot on with this write-up, I truly feel this web site needs much more attention. I’ll probably be back again to read more, thanks for the information!
order generic fluconazole 200mg buy diflucan 100mg generic cipro 500mg price
sildenafil us cheap yasmin buy cheap generic estrace
buy metronidazole pills for sale order cephalexin 500mg online cheap order cephalexin pills
lamictal 200mg cheap generic nemazole cost mebendazole 100mg
buy cleocin medication erythromycin 500mg cheap oral sildenafil 50mg
buy retin cream generic buy avana pills for sale avana where to buy
nolvadex 20mg drug how to buy budesonide rhinocort drug
buy cheap generic tadacip diclofenac online purchase indocin capsule
order axetil sale bimatoprost over the counter methocarbamol canada
order desyrel 50mg pills order sildenafil 50mg sale how to get clindamycin without a prescription
terbinafine 250mg canada buy cheap lamisil best online gambling sites
buy aspirin paypal buy generic aspirin over the counter play online blackjack real money
buying a term paper oral cefixime 200mg buy generic cefixime for sale
purchase essays slots real money us blackjack online
buy amoxicillin 500mg generic biaxin pills order clarithromycin 500mg online
order calcitriol 0.25mg generic calcitriol 0.25 mg us order tricor 160mg sale
how to clear adult acne prescription acne treatment products trileptal oral
buy clonidine online cheap order antivert generic order tiotropium bromide 9mcg
buy alfuzosin without a prescription pain relief without stomach upset heartburn tablets prescription
minomycin order minocycline 100mg pills requip 2mg us
sleeping pills online buy fda approved hair growth women prescription diet pills without doctor
It’s in point of fact a nice and helpful piece of information. I’m satisfied that you simply shared this helpful info with us. Please stay us informed like this. Thanks for sharing.
letrozole 2.5mg cost cheap aripiprazole 30mg order aripiprazole 20mg
best prescription to quit smoking arthritis medications list top 10 prescription pain medication
cost provera 10mg purchase medroxyprogesterone for sale purchase microzide without prescription
acyclovir prescription online cheapest maintenance inhaler for copd latest type 2 diabetes treatments
buy periactin without prescription cyproheptadine price buy nizoral generic
fungus clear website blood pressure protocol free download 10 best blood pressure medicines
purchase prednisone generic order prednisone online amoxicillin canada
can you take too much vitamin c over counter medicine for heartburn degas tablets priceline
buy azithromycin 500mg generic buy zithromax without a prescription purchase gabapentin pills
actigall 150mg tablet zyban 150mg for sale zyrtec 5mg cost
strattera for sale online sertraline oral buy sertraline for sale
buy escitalopram buy lexapro without prescription order naltrexone 50mg
buy lasix 40mg generic buy cheap generic lasix ventolin 2mg generic
order ipratropium 100mcg for sale oral ipratropium 100mcg zyvox 600 mg cheap
order amoxiclav online cheap levoxyl without prescription clomiphene 50mg brand
buy starlix online oral atacand 8mg atacand online buy
purchase levitra pill tizanidine usa hydroxychloroquine 200mg tablet
carbamazepine 200mg usa lincocin 500 mg for sale lincomycin 500 mg drug
cenforce generic cenforce 50mg usa metformin price
buy cefadroxil 500mg for sale lamivudine ca purchase lamivudine sale
order lipitor pill norvasc 10mg drug buy generic lisinopril 2.5mg
order omeprazole 20mg without prescription atenolol 100mg drug brand tenormin 100mg
buy cabergoline 0.5mg sale loratadine pill purchase dapoxetine generic
depo-medrol order online buy methylprednisolone canada buy desloratadine 5mg generic
misoprostol 200mcg uk buy cheap diltiazem order diltiazem generic
buy generic piracetam cost betnovate purchase clomipramine sale
order zovirax pills zyloprim usa brand crestor 10mg
order sporanox 100 mg generic tinidazole price tindamax 500mg generic
zetia drug tetracycline for sale sumycin 500mg ca
order olanzapine for sale buy diovan 80mg pill buy diovan 80mg pills
purchase flexeril baclofen 10mg usa order toradol online
colcrys oral inderal 20mg usa methotrexate 5mg over the counter
best pimple treatment for teens omnicef 300 mg pills prescription acne treatment products
strongest over the counter allergy buy astelin paypal generic allergy medication list
|Excellent article! Your ability to convey knowledge in such an engaging way is impressive. A happy New Year, full of prosperity and joy!
Congratulations on your incredible gift for writing! Your article is an engaging and enlightening read. Wishing you a New Year full of achievements and happiness!
Rapt, I’ve climbed to this new height with this intriguing read, many thanks to the author!
Magnificent work! If there’s an opportunity for a writer, I’m eager to contribute
does advil help stomach aches buy cheap generic coversyl
top 10 sleeping pills nz buy melatonin medication
buy deltasone 20mg sale buy generic prednisone
medicine to make you puke buy generic lamivudine
popular acne prescriptions retino-a brand acne oral medication for teenagers
heartburn medication over the counter order clozaril sale
buy isotretinoin 10mg for sale buy accutane pills for sale accutane online buy
online doctor for insomnia buy generic modafinil over the counter
cheap generic amoxicillin buy amoxil 500mg sale buy amoxicillin 500mg online
Thank you for your sharing. I am worried that I lack creative ideas. It is your article that makes me full of hope. Thank you. But, I have a question, can you help me? https://accounts.binance.com/pt-BR/register?ref=W0BCQMF1
buy zithromax 250mg for sale zithromax brand zithromax over the counter
buy gabapentin 100mg generic neurontin 600mg sale
brand azithromycin 250mg azipro pills buy generic azithromycin 250mg
cost lasix 40mg order lasix 100mg pill
buy omnacortil pills for sale buy prednisolone 10mg generic buy generic omnacortil for sale
amoxicillin 1000mg generic order amoxil 1000mg for sale amoxil 250mg tablet
vibra-tabs uk buy cheap doxycycline
brand ventolin inhalator order ventolin 4mg online cheap albuterol inhalator cost
buy amoxiclav online cheap augmentin 625mg generic
synthroid 150mcg pills order levothroid online how to buy synthroid
buy levitra 10mg sale order vardenafil 10mg online
cost clomid 50mg clomiphene where to buy buy serophene pills
cheap tizanidine buy tizanidine without prescription tizanidine 2mg ca
order generic rybelsus 14mg buy rybelsus medication rybelsus 14mg generic
deltasone 40mg sale order deltasone pill cost prednisone
order generic rybelsus 14mg buy rybelsus pills for sale semaglutide 14 mg cheap
Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!
order isotretinoin generic order accutane 40mg pills order accutane 40mg sale
order ventolin 2mg online albuterol order purchase ventolin inhaler
purchase amoxicillin amoxil 1000mg sale order amoxicillin 500mg pill
buy augmentin 1000mg without prescription augmentin 375mg brand buy clavulanate
azithromycin for sale online zithromax sale azithromycin uk
buy synthroid pills for sale levothroid without prescription buy levothroid for sale
buy omnacortil 10mg for sale cost prednisolone 40mg prednisolone 10mg brand
clomiphene tablet clomid 50mg tablet buy clomid for sale
neurontin 100mg uk neurontin 800mg sale neurontin usa
sildenafil overnight purchase sildenafil pills sildenafil 50mg generic
furosemide 40mg over the counter lasix sale buy lasix for sale
order semaglutide 14 mg for sale brand semaglutide 14 mg how to get semaglutide without a prescription
order doxycycline 200mg generic vibra-tabs uk buy doxycycline online
desloratadine pills desloratadine for sale clarinex 5mg sale
cenforce without prescription cenforce for sale online oral cenforce 100mg
chloroquine buy online purchase chloroquine sale order aralen 250mg generic
purchase claritin sale order loratadine 10mg without prescription buy claritin 10mg sale
order priligy 60mg buy cytotec 200mcg online cheap purchase misoprostol sale
order glucophage 500mg without prescription brand glucophage 500mg purchase metformin sale
xenical online cost diltiazem cheap diltiazem
buy generic atorvastatin 80mg order lipitor 20mg atorvastatin oral
generic amlodipine brand amlodipine 10mg order norvasc 10mg online cheap
zovirax 400mg price zyloprim 100mg cheap cheap allopurinol 100mg
zestril buy online order prinivil without prescription purchase zestril without prescription
buy rosuvastatin pills order ezetimibe online cheap zetia canada
Thank you a bunch for sharing this with all folks you really understand what you are talking approximately! Bookmarked. Please also seek advice from my site =). We may have a link exchange agreement among us
order prilosec online cheap omeprazole price order prilosec 20mg generic
buy generic motilium motilium without prescription buy sumycin online
buy lopressor 50mg generic order metoprolol 50mg for sale order lopressor pills
flexeril cheap buy ozobax buy baclofen 10mg pill
buy tenormin 50mg pills atenolol brand order atenolol 100mg pills
buy ketorolac buy ketorolac generic buy gloperba
buy methylprednisolone uk methylprednisolonee online medrol 4mg pills
buy term papers online writing essays for money pay for assignments australia
order inderal 20mg generic clopidogrel 75mg uk where to buy clopidogrel without a prescription
cheap methotrexate 10mg generic methotrexate 2.5mg order coumadin online
buy mobic 15mg online buy cheap celecoxib purchase celebrex online cheap
maxolon for sale reglan cheap buy generic hyzaar
order flomax 0.4mg without prescription celebrex pill buy celecoxib cheap
generic nexium order topiramate 100mg pill buy topamax 200mg for sale
order generic ondansetron aldactone without prescription where to buy spironolactone without a prescription
order imitrex 50mg online cheap levaquin pills levaquin 500mg usa
buy zocor generic valacyclovir over the counter order valacyclovir 500mg for sale
order generic avodart 0.5mg avodart uk ranitidine price
buy propecia 1mg online where can i buy diflucan buy fluconazole 100mg without prescription
acillin drug buy amoxil paypal buy amoxicillin without a prescription
buy cipro 1000mg online – order ciprofloxacin online buy clavulanate generic
Informative article, exactly what I wanted to find.
order ciprofloxacin 1000mg for sale – oral keflex how to get augmentin without a prescription
buy metronidazole 400mg pills – azithromycin drug azithromycin 500mg cost
generic ciprofloxacin 500 mg – doxycycline buy online order erythromycin 500mg pills
order valtrex online cheap – valtrex 1000mg pills cheap acyclovir 400mg
stromectol 3mg – buy cefixime pill purchase sumycin generic
purchase metronidazole – buy generic cefaclor 500mg buy generic zithromax online
buy ampicillin monodox online order amoxicillin where to buy
cost furosemide 40mg – order capoten 25mg pills buy cheap generic capoten
awesome sunrise commencing with a fantastic literature 🌞📰
order generic clozaril – clozapine 100mg brand pepcid 40mg canada
buy quetiapine 50mg sale – purchase sertraline sale eskalith where to buy
cost clomipramine 50mg – clomipramine 25mg tablet sinequan usa
E – Mail nie jest bezpieczny, aw procesie wysyłania, przesyłania i odbierania e – Maili mogą występować słabe ogniwa.Jeśli luki zostaną wykorzystane, konto można łatwo złamać.
atarax us – prozac online order generic endep 10mg
buy amoxicillin online cheap – trimox online buy baycip pills
augmentin 625mg cost – buy baycip online order cipro 500mg without prescription
clindamycin ca – brand chloromycetin brand chloromycetin
azithromycin for sale online – purchase ciplox generic ciplox generic
ivermectin 12mg without a doctor prescription – ivermectin without prescription buy cefaclor for sale
buy ventolin 4mg inhaler – order seroflo online theo-24 Cr 400 mg pills
clarinex uk – buy ketotifen 1mg online albuterol inhalator buy online
You should take part in a contest for one of the highest quality blogs on the net. I will recommend this website!
order generic lamisil 250mg – fulvicin cheap where to buy griseofulvin without a prescription
order rybelsus 14mg pill – DDAVP without prescription desmopressin buy online
nizoral 200 mg tablet – itraconazole order itraconazole 100mg generic